Are All Beneficiaries Alike?

What Is A Beneficiary? In the world of life insurance, beneficiary is an important, common term. It refers to a person or entity who is named by the life insurance policy to receive the policy's benefits. The benefits (or proceeds)…

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How Can I Preserve My Smaller Business?

Where Small Businesses Are Vulnerable In a small to medium-sized business, the death of a partner or key officer/shareholder reduces the value of its business assets (as well as legally terminates a partnership). In order to preserve the partnership assets,…

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Long Term Care Policies – The Basics

Term life insurance provides a death benefit only. It does not build cash value. Three Types Of Term Insurance Annual Renewable Term Death benefit remains level. Premium increases annually since there is an increased likelihood of death. Level Term Both…

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What Does Medicare Cover?

(Note: All Dollar Amounts Are Based On 2000 Figures.) Medicare is packaged in two parts: Part A and Part B. Qualified individuals automatically receive "Part A" which is hospitalization insurance. When all coverage requirements are met, Part A of Medicare…

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Long Term Care Policies – The Basics

Long-term health care includes much more than just nursing home care for the elderly. Today's long-term care may also refer to a variety of protection, such as: Health care Rehabilitative services Personal care Social services However, there is a common…

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