Frequently Asked Questions

Q. Why should an agency join a cluster?
A. There are many good reasons to join a cluster. Increased market access, more consistent and significantly higher contingencies. Reduced risk of losing a carrier. Home office support for new business, American Advantage will also help agents place new business.

Q. Does American Advantage share in contingencies?
A. Yes, American Advantage share contingencies proportionately, which means to get a much bigger amount that if you were on your own.

Q.How do the Associate Agents get paid?
A. The Associate member get paid directly from the carrier. You do not have to wait 30 days to get paid from a master agency, all commissions come directly to you. The agency then pays American Advantage.

Q. How can I increase my revenue by joining a group?
A. Your revenue will increase by writing more new business. With increased market access, you will be closing more new business. You will also benefit from some preferred agency contracts. Your agency will be sharing in more and increased contingencies by being part of a group.